Please read these Terms of Service ("Terms") carefully before using Arkonomy. By accessing or using the app, you agree to be bound by these Terms.
Arkonomy provides AI-generated insights, spending summaries, and savings suggestions based on your transaction data. All content is generated automatically and is intended to help you understand your finances — not to direct your financial decisions.
We do not know your full financial situation, risk tolerance, tax obligations, or investment goals. Always consult a qualified financial adviser before making significant financial decisions.
When you use Arkonomy's investment features (such as investing round-ups into an ETF), you are making an independent investment decision. Arkonomy facilitates the execution of that order but does not recommend, advise on, or guarantee any investment outcome.
Investment orders are executed through Alpaca Markets, an independent, SEC-registered broker-dealer and FINRA/SIPC member. Your brokerage account, funds, and securities are held by Alpaca — not by Arkonomy.
Arkonomy is not a broker-dealer, investment adviser, or financial institution. We do not hold, custody, or manage your money or securities. Any disputes relating to your brokerage account, order execution, or fund safety should be directed to Alpaca directly at alpaca.markets.
You must be at least 18 years old and a resident of a jurisdiction where using such a service is lawful. By using Arkonomy, you confirm that you meet these requirements.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at support@arkonomy.com if you suspect unauthorised access.
You agree not to:
To the maximum extent permitted by law, Arkonomy and its team shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to investment losses, data loss, or financial decisions made in reliance on app content.
We strive to keep Arkonomy available at all times but do not guarantee uninterrupted access. We may suspend, modify, or discontinue any feature at any time without prior notice.
We may update these Terms from time to time. Continued use of the app after changes are posted constitutes acceptance of the updated Terms. We will notify you of material changes via the app or email.
Questions about these Terms? Contact us at legal@arkonomy.com.